August 19, 2025 at 9:00 am

Are neobanks profitable yet in 2025 — real examples?

Are neobanks profitable yet in 2025 — real examples?

I’m researching this for a project and would love real-world input. If you’ve built or shipped something here, what did you learn? Context: I’m Derrick Reed and I’m evaluating options for our team.

  • Avatar of Lace Brunsden

    Lace Brunsden

    August 21, 2025 at 6:00 pm

    Ignore shiny features until you validate ROI. Bias toward tools the team can actually operate. Counterpoint based on what stuck in reality.

  • Avatar of Marcelo Pantoja

    Marcelo Pantoja

    August 22, 2025 at 1:00 pm

    Decide this with numbers, not vibes. If the key metric doesn’t move in 14 days, revert. We phased traffic: 5% → 25% → 60% → 100% to de-risk.

  • Avatar of Alex Kugell

    Alex Kugell

    August 23, 2025 at 4:00 am

    Optimize observability before model tuning. I’d approach this a bit differently than most tutorials suggest. Legal sign-off took three weeks; budget that into your plan.

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