Banking & Neobanks
Avatar of grace-vaughn grace-vaughn
grace-vaughn
September 6, 2025 at 4:20 am

Are neobanks profitable yet in 2025 — real examples?

Are neobanks profitable yet in 2025 — real examples?

I’m researching this for a project and would love real-world input. If you’ve built or shipped something here, what did you learn? Context: I’m James Scott and I’m evaluating options for our team.

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  • Avatar of Lace Brunsden

    Lace Brunsden

    September 8, 2025 at 7:20 pm

    Small anecdote that might help. Tune thresholds per segment; one size rarely fits all. Latency budgets forced us to drop nice-to-haves.

  • Avatar of Alex Kugell

    Alex Kugell

    September 9, 2025 at 12:20 am

    Document assumptions so new teammates move faster. Process tip that prevented a week of rework. Make alerting boring and reliable.

  • Avatar of Lace Brunsden

    Lace Brunsden

    September 10, 2025 at 10:20 am

    Decide this with numbers, not vibes. If the key metric doesn’t move in 14 days, revert. We cut manual review time by ~30% just by clarifying thresholds.

  • Avatar of Alex Kugell

    Alex Kugell

    September 10, 2025 at 5:20 pm

    Shadow‑run the new stack for a week before go‑live. Design the rollout so rollback takes minutes, not hours. Process tip that prevented a week of rework.

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