Streamlining Financial Services with Custom Technologies & AI
97%
Success Rate
50+
Clients
From
$45/HR
Matched in
2 weeks
Trusted by financial service innovators across the U.S. and LATAM
BRINGS RISKS AND COMPLEXITY
We are your partner in innovation, AI implementation & evolution, KYC pipelines, ledger infrastructure, payment routing, real-time fraud detection, our expert team of developers are ready to deliver.
What We've Built
Payments
Platforms that move money reliably as they scale. We build payment systems that handle high throughput, complex routing, and strict security requirements without introducing latency or operational risk. Stripe, Marqeta, Plaid integrations included.
Digital Banking and Neobanking
Modern banking experiences backed by solid infrastructure. Core banking flows, user-facing apps, and complex vendor integrations that hold up under regulatory and customer pressure.
Banking as a Service (BaaS)
Infrastructure that lets your team launch financial products faster using external banking rails. We design and build BaaS integrations that balance flexibility with compliance from day one — Synctera, Unit, and Treasury Prime integrations included.
Lending and Credit Tech
Systems that support smarter credit decisions. From origination to servicing, we build lending platforms that handle risk logic and automate decision-making at scale without becoming brittle.
Buy Now, Pay Later (BNPL)
Financing flows designed for real-world usage patterns. We develop BNPL platforms or help clients evaluate and integrate vendors that manage underwriting and repayments with a simplified user experience.
WealthTech (Investing Platforms)
Investment tools built for trust and precision. Trading, portfolio management, and compliance-aware platforms with accuracy and performance at the core.
InsurTech
Insurance platforms that reduce operational drag. We help modernize underwriting, claims, and policy management with software that adapts to evolving regulatory demands.
What Trio Engineers Deliver
Payments
Platforms that move money reliably as they scale. We build payment systems that handle high throughput, complex routing, and strict security requirements without introducing latency or operational risk. Stripe, Marqeta, Plaid integrations included.
Digital Banking and Neobanking
Modern banking experiences backed by solid infrastructure. Core banking flows, user-facing apps, and complex vendor integrations that hold up under regulatory and customer pressure.
Banking as a Service (BaaS)
Infrastructure that lets your team launch financial products faster using external banking rails. We design and build BaaS integrations that balance flexibility with compliance from day one — Synctera, Unit, and Treasury Prime integrations included.
Lending and Credit Tech
Systems that support smarter credit decisions. From origination to servicing, we build lending platforms that handle risk logic and automate decision-making at scale without becoming brittle.
Buy Now, Pay Later (BNPL)
Financing flows designed for real-world usage patterns. We develop BNPL platforms or help clients evaluate and integrate vendors that manage underwriting and repayments with a simplified user experience.
WealthTech (Investing Platforms)
Investment tools built for trust and precision. Trading, portfolio management, and compliance-aware platforms with accuracy and performance at the core.
InsurTech
Insurance platforms that reduce operational drag. We help modernize underwriting, claims, and policy management with software that adapts to evolving regulatory demands.
Schedule a Call
Building in One of These Verticals?
Tell us your stack. We will match you with engineers who have shipped in this exact space.Tell us your stack. We will match you with engineers who have shipped in this exact space.
Compliance &
Security Verticals
RegTech (Compliance and Risk)
Add senior engineers who contribute within days, not quarters. Cut your backlog and ship features on time without reshaping your org or starting a 3-month hiring cycle.
AML/KYC Compliance Tools
Senior developers with real experience in fintech-specific use cases are scarce in the US. LATAM’s talent density — especially Brazil — gives you access to engineers with exactly the stack you need.
Fraud Prevention and Identity Verification
LATAM engineers deliver at $45 to $90 per hour — compared to $150 to $250 per hour for equivalent US hires. Trio’s focus on existing fintech skills removes any training overhead.
Open Banking and Financial Data APIs
Trio engineers embed directly into your team, follow your tools and processes, and operate as true extensions of your organization. You keep ownership and control of every decision.
Infrastructure & Emerging Products
Embedded Finance
Financial capabilities integrated into the products users already use — without disrupting the core experience. We help teams embed payments, lending, and banking features cleanly.
Treasury and Cash Management
Visibility and control over complex cash positions. Forecasting, liquidity management, and reporting across multiple accounts and entities.
Spend Management (Corporate Cards + Expenses)
Tools that bring clarity to company spending. Card management, approval workflows, and reporting in a single auditable system.
AP/AR Automation
Back-office processes that run with less manual effort. Streamlined payables and receivables with improved accuracy and traceability.
Remittance and Cross-Border Payments
Global transfers without unnecessary friction. Compliance, routing, and settlement across regions and currencies.
Capital Markets Technology
Infrastructure for high-stakes financial activity. Trading platforms, market data processing, and compliance systems built for fast-moving markets.
Crypto and Digital Assets
Digital asset platforms grounded in solid engineering. Security, custody, and integration — not hype. We focus on the infrastructure that makes crypto products trustworthy.
What Trio Engineers Deliver
Embedded Finance
Financial capabilities integrated into the products users already use — without disrupting the core experience. We help teams embed payments, lending, and banking features cleanly.
Treasury and Cash Management
Visibility and control over complex cash positions. Forecasting, liquidity management, and reporting across multiple accounts and entities.
Spend Management (Corporate Cards + Expenses)
Tools that bring clarity to company spending. Card management, approval workflows, and reporting in a single auditable system.
AP/AR Automation
Back-office processes that run with less manual effort. Streamlined payables and receivables with improved accuracy and traceability.
Remittance and Cross-Border Payments
Global transfers without unnecessary friction. Compliance, routing, and settlement across regions and currencies.
Capital Markets Technology
Infrastructure for high-stakes financial activity. Trading platforms, market data processing, and compliance systems built for fast-moving markets.
Crypto and Digital Assets
Digital asset platforms grounded in solid engineering. Security, custody, and integration — not hype. We focus on the infrastructure that makes crypto products trustworthy.
We Work With Teams at Every Stage
Startups
We develop innovative fintech software. Using advanced technology, we create secure, scalable applications that improve user experience and streamline processes. Partner with us to bring your fintech ideas to life.
Mid-Market
Our staff augmentation service helps fintech firms enhance their teams with skilled developers. We connect you with talented professionals for efficient project scaling and quality assurance.
Enterprise
Our dedicated experts focus intently on your projects, ensuring your fintech solutions meet all your needs. Leverage our skills to accelerate development while upholding quality.
What Trio’s FinTech Teams Deliver
Fintech Specialists — Not Generalists
You do not get a developer who has read about payment processing. You get an engineer who has built, debugged, and scaled it in production.
Senior-Only Placement
Our engineers are all senior in both skill set and experience. They not only provide expert development — they provide perspective on architectural decisions that save you from expensive pivots later.
Cultural and Communication Fit
All our developers speak English fluently and have worked on US fintech teams previously. Standups, async communication, and code review culture are already familiar to them.
Flexibility Without Loss of Control
Scale your team up or down as your roadmap shifts — without long-term commitment or legal complexity. Month-to-month. Your architecture decisions. Your sprint planning. Our engineering execution.
How we work together
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Start Risk-Free
Not convinced yet? Here is what Trio commits to before you sign anything:
Our Guarantee
to You
Risk-free pilot
Engage before you commit long-term. See fit before you scale.
Replacement guarantee
If the engineer is not the right fit, we replace them fast.
No lock-in
Month-to-month flexibility. Scale up or down as your roadmap shifts.
US-based account management
Boston-based since 2017. Always someone to call.
97% client success rate
Built on transparency and accountability, not promises.
Talk to a Specialist
Plug in top fintech-trained engineers exactly when you need them. From $45/hr. Risk-free trial.
