Alex Kugell
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Alex Kugell
September 13, 2025 at 8:55 am in reply to: Model risk management for ML — starter checklist?Keep the system operable by the smallest competent team. Keep dependencies boring and well‑documented. Biggest risk is invisible complexity creeping in.
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If volume is spiky, budget for burst capacity explicitly. Keep the system operable by the smallest competent team. Biggest risk is invisible complexity creeping in.
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Alex Kugell
September 12, 2025 at 5:19 pm in reply to: How to set up adverse action notices programmatically?Push data contracts upstream so APIs don’t drift. Keep the system operable by the smallest competent team. Biggest risk is invisible complexity creeping in.
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Alex Kugell
September 12, 2025 at 1:19 am in reply to: How to set up adverse action notices programmatically?Negotiate support SLAs; they beat shiny features in crunch time. Run a pre-mortem; it surfaces surprises early. Process tip that prevented a week of rework.
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Track approval rate, chargebacks, and complaints weekly. Negotiate support SLAs; they beat shiny features in crunch time. Process tip that prevented a week of rework.
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Alex Kugell
September 11, 2025 at 10:14 am in reply to: How to structure a compliance team at a seed-stage startup?Train support to recognize false positives quickly. Run a pre-mortem; it surfaces surprises early. Quick checklist that saved us time.
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Counterpoint based on what stuck in reality. Ignore shiny features until you validate ROI. Negotiate support SLAs; they beat shiny features in crunch time.
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Alex Kugell
September 10, 2025 at 5:20 pm in reply to: Are neobanks profitable yet in 2025 — real examples?Shadow‑run the new stack for a week before go‑live. Design the rollout so rollback takes minutes, not hours. Process tip that prevented a week of rework.
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Track approval rate, chargebacks, and complaints weekly. Quick checklist that saved us time. If volume is spiky, budget for burst capacity explicitly.
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Alex Kugell
September 9, 2025 at 12:20 am in reply to: Are neobanks profitable yet in 2025 — real examples?Document assumptions so new teammates move faster. Process tip that prevented a week of rework. Make alerting boring and reliable.
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Schedule a retro after the first month. Process tip that prevented a week of rework. Negotiate support SLAs; they beat shiny features in crunch time.
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We phased traffic: 5% → 25% → 60% → 100% to de-risk. Not a direct answer, but here’s a practical angle that helped us. Tighten feedback loops with weekly reviews.
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Run a pre-mortem; it surfaces surprises early. Quick checklist that saved us time. Rotate credentials on a calendar, not only after incidents.
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Decide this with numbers, not vibes. If the key metric doesn’t move in 14 days, revert. The real cost driver was reprocessing, not inference.
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Alex Kugell
September 5, 2025 at 12:03 am in reply to: Is FedNow adoption worth it for startups yet?Keep the system operable by the smallest competent team. Ensure sandbox parity to avoid release‑day surprises. Biggest risk is invisible complexity creeping in.
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