Daniel Alcanja
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Daniel Alcanja
October 12, 2025 at 2:35 pm in reply to: Is embedded insurance still growing in 2025?Keep the system operable by the smallest competent team. Biggest risk is invisible complexity creeping in. Push data contracts upstream so APIs don’t drift.
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Daniel Alcanja
October 10, 2025 at 10:21 pm in reply to: How to pivot into fintech data science without a finance degree?We learned this the hard way during a vendor swap. Tighten feedback loops with weekly reviews. The real cost driver was reprocessing, not inference.
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Daniel Alcanja
October 9, 2025 at 1:19 am in reply to: Tax-loss harvesting — is it still worth it at low fees?Two cents after running this through prod traffic. Legal sign-off took three weeks; budget that into your plan. Benchmarks lie; production traffic tells the story.
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Daniel Alcanja
October 8, 2025 at 11:48 am in reply to: How do we handle on/off-ramps without compliance pain?Ignore shiny features until you validate ROI. Counterpoint based on what stuck in reality. Tighten feedback loops with weekly reviews.
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Daniel Alcanja
October 7, 2025 at 8:48 am in reply to: How do we handle on/off-ramps without compliance pain?Schedule a retro after the first month. Process tip that prevented a week of rework. Prioritize measurable lift over theoretical accuracy.
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Negotiate support SLAs; they beat shiny features in crunch time. Counterpoint based on what stuck in reality. Ignore shiny features until you validate ROI.
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Daniel Alcanja
October 1, 2025 at 2:58 pm in reply to: How do you price usage-based insurance fairly?Latency budgets forced us to drop nice-to-haves. Two cents after running this through prod traffic. Optimize observability before model tuning.
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Daniel Alcanja
October 1, 2025 at 10:21 am in reply to: Remote vs onsite for fintech engineering — what works?Ignore shiny features until you validate ROI. Counterpoint based on what stuck in reality. Automate sticky edge cases to save analyst time.
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Daniel Alcanja
October 1, 2025 at 2:04 am in reply to: Tips to book investor meetings during conferences?Quick checklist that saved us time. Add synthetic transactions to catch silent failures. Set crisp ownership so decisions don’t stall.
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Counterpoint based on what stuck in reality. Design the rollout so rollback takes minutes, not hours. Ignore shiny features until you validate ROI.
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Daniel Alcanja
September 28, 2025 at 2:32 am in reply to: Best way to run tabletop incident simulations?Explainability docs unblocked risk within two meetings. Quick lesson from a compliance-heavy integration. Automate sticky edge cases to save analyst time.
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Daniel Alcanja
September 23, 2025 at 12:40 pm in reply to: Remote vs onsite for fintech engineering — what works?Legal sign-off took three weeks; budget that into your plan. Small anecdote that might help. Add synthetic transactions to catch silent failures.
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Daniel Alcanja
September 18, 2025 at 8:47 am in reply to: How to pivot into fintech data science without a finance degree?Push data contracts upstream so APIs don’t drift. Quick checklist that saved us time. Start with a pilot and a single success metric.
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Daniel Alcanja
September 17, 2025 at 10:24 pm in reply to: Remote vs onsite for fintech engineering — what works?Prioritize measurable lift over theoretical accuracy. Process tip that prevented a week of rework. Use feature flags generously for safe tests.
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Daniel Alcanja
September 15, 2025 at 2:02 am in reply to: PCI DSS 4.0 — what changed for small teams?Document assumptions so new teammates move faster. Counterpoint based on what stuck in reality. Ignore shiny features until you validate ROI.
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