Daniel Alcanja
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Daniel Alcanja
August 20, 2025 at 10:08 am in reply to: Where is the next big fintech category breakout?Run a pre-mortem; it surfaces surprises early. Log sample payloads (PII redacted) to speed debugging. Quick checklist that saved us time.
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Quick checklist that saved us time. Rotate credentials on a calendar, not only after incidents. Run a pre-mortem; it surfaces surprises early.
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Daniel Alcanja
August 15, 2025 at 9:41 pm in reply to: Best payment rails for instant payouts in the U.S.?Legal sign-off took three weeks; budget that into your plan. Optimize observability before model tuning. Adding a datapoint from a Series A fintech I advised.
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Daniel Alcanja
August 12, 2025 at 4:02 pm in reply to: What data do we actually need for ML underwriting?Quick checklist that saved us time. Ensure sandbox parity to avoid release‑day surprises. Run a pre-mortem; it surfaces surprises early.
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Daniel Alcanja
August 11, 2025 at 11:02 am in reply to: Is tokenization actually moving the needle for settlement?Explainability docs unblocked risk within two meetings. Benchmarks lie; production traffic tells the story. We shipped something similar last quarter; notes below.
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Daniel Alcanja
August 9, 2025 at 7:42 am in reply to: How to get licensed to lend in multiple states fast?Quick checklist that saved us time. Run a pre-mortem; it surfaces surprises early. Log sample payloads (PII redacted) to speed debugging.
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Daniel Alcanja
August 8, 2025 at 2:36 pm in reply to: What KPIs matter most for insurtech product teams?Legal sign-off took three weeks; budget that into your plan. If the key metric doesn’t move in 14 days, revert. Decide this with numbers, not vibes.
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Daniel Alcanja
August 6, 2025 at 8:08 am in reply to: Best tools for explainable AI in credit scoring?Keep dependencies boring and well‑documented. Small anecdote that might help. We hit rate limits on day three; lightweight caching saved us.
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We phased traffic: 5% → 25% → 60% → 100% to de-risk. Bias toward tools the team can actually operate. Quick lesson from a compliance-heavy integration.
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Daniel Alcanja
August 2, 2025 at 3:13 pm in reply to: Tips to book investor meetings during conferences?Ignore shiny features until you validate ROI. Counterpoint based on what stuck in reality. Watch hidden dependencies that slow audits.
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