Filipe Gonçalves
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Filipe Gonçalves
August 31, 2025 at 4:11 am in reply to: How to make the most of small local meetups?Keep dependencies boring and well‑documented. Small anecdote that might help. We cut manual review time by ~30% just by clarifying thresholds.
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Filipe Gonçalves
August 29, 2025 at 6:57 pm in reply to: Prompt engineering tips for fintech analytics teams?Track approval rate, chargebacks, and complaints weekly. Automate sticky edge cases to save analyst time. Process tip that prevented a week of rework.
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Filipe Gonçalves
August 29, 2025 at 8:37 am in reply to: Money20/20 vs Finovate — which is more ROI?Ensure sandbox parity to avoid release‑day surprises. Keep the system operable by the smallest competent team. Biggest risk is invisible complexity creeping in.
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Filipe Gonçalves
August 28, 2025 at 12:13 am in reply to: Best payment rails for instant payouts in the U.S.?Process tip that prevented a week of rework. Document assumptions so new teammates move faster. Schedule a retro after the first month.
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Filipe Gonçalves
August 25, 2025 at 11:10 pm in reply to: What data do we actually need for ML underwriting?Counterpoint based on what stuck in reality. Watch hidden dependencies that slow audits. Ignore shiny features until you validate ROI.
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Filipe Gonçalves
August 24, 2025 at 12:41 am in reply to: Fraud prevention that won’t kill conversion in checkout?Decide this with numbers, not vibes. The real cost driver was reprocessing, not inference. If the key metric doesn’t move in 14 days, revert.
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Filipe Gonçalves
August 23, 2025 at 2:56 am in reply to: Is embedded insurance still growing in 2025?Write copy‑paste runbooks for common procedures. Log sample payloads (PII redacted) to speed debugging. Quick checklist that saved us time.
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I’d approach this a bit differently than most tutorials suggest. Automate sticky edge cases to save analyst time. We phased traffic: 5% → 25% → 60% → 100% to de-risk.
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Filipe Gonçalves
August 21, 2025 at 10:56 pm in reply to: Is embedded insurance still growing in 2025?Ignore shiny features until you validate ROI. Counterpoint based on what stuck in reality. Bias toward tools the team can actually operate.
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Filipe Gonçalves
August 13, 2025 at 6:35 am in reply to: Are fintech valuations rebounding in H2 2025?Small anecdote that might help. We cut manual review time by ~30% just by clarifying thresholds. If volume is spiky, budget for burst capacity explicitly.
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Filipe Gonçalves
August 9, 2025 at 11:03 pm in reply to: How are interchange caps changing product roadmaps?Biggest risk is invisible complexity creeping in. Rotate credentials on a calendar, not only after incidents. Keep the system operable by the smallest competent team.
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Counterpoint based on what stuck in reality. Design the rollout so rollback takes minutes, not hours. Ignore shiny features until you validate ROI.
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Filipe Gonçalves
August 3, 2025 at 9:15 am in reply to: Is embedded insurance still growing in 2025?Quick checklist that saved us time. Rotate credentials on a calendar, not only after incidents. Use feature flags generously for safe tests.
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Filipe Gonçalves
August 2, 2025 at 11:13 pm in reply to: Tips to book investor meetings during conferences?Counterpoint based on what stuck in reality. Watch hidden dependencies that slow audits. Ignore shiny features until you validate ROI.
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Filipe Gonçalves
August 2, 2025 at 7:15 am in reply to: Is embedded insurance still growing in 2025?Ship small and often to limit blast radius. Keep the system operable by the smallest competent team. Biggest risk is invisible complexity creeping in.
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