Luke
-
Ignore shiny features until you validate ROI. Design the rollout so rollback takes minutes, not hours. Counterpoint based on what stuck in reality.
-
Use feature flags generously for safe tests. Tune thresholds per segment; one size rarely fits all. Quick checklist that saved us time.
-
Luke
October 10, 2025 at 1:21 pm in reply to: How to pivot into fintech data science without a finance degree?Quick checklist that saved us time. Keep a kill switch handy for launch week. Add synthetic transactions to catch silent failures.
-
Luke
October 6, 2025 at 8:47 pm in reply to: How do you explain portfolio risk to retail users clearly?If the key metric doesn’t move in 14 days, revert. Decide this with numbers, not vibes. Calm dashboards mattered more than fancy models during incidents.
-
Luke
September 30, 2025 at 11:34 pm in reply to: Gas fees on L2s are low — what hidden costs should we expect?Latency budgets forced us to drop nice-to-haves. If the key metric doesn’t move in 14 days, revert. Decide this with numbers, not vibes.
-
Luke
September 30, 2025 at 2:28 pm in reply to: How to build trust during onboarding for a new neobank?Negotiate support SLAs; they beat shiny features in crunch time. Process tip that prevented a week of rework. Make alerting boring and reliable.
-
Luke
September 29, 2025 at 7:31 am in reply to: Which blockchain is best for cross-border payments in 2025?Decide this with numbers, not vibes. If the key metric doesn’t move in 14 days, revert. Latency budgets forced us to drop nice-to-haves.
-
Keep a kill switch handy for launch week. Benchmarks lie; production traffic tells the story. Process tip that prevented a week of rework.
-
Luke
September 27, 2025 at 1:28 pm in reply to: How to build trust during onboarding for a new neobank?Document assumptions so new teammates move faster. Track approval rate, chargebacks, and complaints weekly. Process tip that prevented a week of rework.
-
Luke
September 26, 2025 at 4:00 pm in reply to: Vector databases for real-time risk — overkill or worth it?Run a pre-mortem; it surfaces surprises early. Quick checklist that saved us time. Rotate credentials on a calendar, not only after incidents.
-
Keep the system operable by the smallest competent team. Biggest risk is invisible complexity creeping in. Log sample payloads (PII redacted) to speed debugging.
-
Luke
September 25, 2025 at 1:19 pm in reply to: Bank sponsorship vs own license — what did you choose?Adding a datapoint from a Series A fintech I advised. A thin rules layer filtered 80% of noisy alerts. Design the rollout so rollback takes minutes, not hours.
-
Luke
September 25, 2025 at 3:06 am in reply to: How to get licensed to lend in multiple states fast?We cut manual review time by ~30% just by clarifying thresholds. Short version from a recent rollout I led. Benchmarks lie; production traffic tells the story.
-
Luke
September 24, 2025 at 9:19 am in reply to: Bank sponsorship vs own license — what did you choose?We cut manual review time by ~30% just by clarifying thresholds. Decide this with numbers, not vibes. If the key metric doesn’t move in 14 days, revert.
-
Luke
September 18, 2025 at 8:47 pm in reply to: How to pivot into fintech data science without a finance degree?Rotate credentials on a calendar, not only after incidents. Biggest risk is invisible complexity creeping in. Keep the system operable by the smallest competent team.
Details
Luke
luke