You can find a developer who understands KYC/AML requirements through platforms like Trio, which screens specifically for experience in identity verification, transaction monitoring, and compliance workflows. These are engineers who have built the systems that keep financial products compliant, not just developers who have read about the regulations.
When evaluating candidates yourself, ask for specifics. A developer with real KYC/AML exposure can describe how they handled false positive rates in transaction monitoring, or how they structured audit logs for AML reporting. Vague answers at this stage are worth treating as a signal.
Employment history also tells you a lot. Developers who have worked at regulated fintechs, payment processors, or banks appear more likely to carry operational compliance experience than those who have only worked on consumer apps. If someone has been part of a compliance audit, that context tends to transfer well.