The Rise of Embedded Finance: A CTO’s Blueprint for Integration and Innovation
Embedded finance solutions are making it easier than ever for fintech companies to provide high-quality products and services to their customers, without needing to commit time and money that they might not have available to create the components themselves. If you are the CTO of a startup or a technical leader in an established company, […]
AI Integration and Data Bias: Responsible AI in Fintech
Artificial intelligence has enabled us to automate various tasks, including risk management, fraud detection, and customer service. However, when you start automating decision-making or using AI in risk assessments within the financial services industry, ethical breaches and regulatory missteps could have a significant impact on your clients. Responsible AI in fintech requires transparency, explainability, and […]
What is Redux? And How Can You Use Redux for Web Development
If you are getting into front-end development, you’ll probably come across Redux at some point. But what is Redux? In short, it is a JavaScript library that is most often used to manage the state of your web app. According to our developers, Redux is a favorite for anyone working with React thanks to its […]
GitHub vs GitLab: Which Is Best for You in 2026?
GitHub vs Gitlab. Both are Git-based development platforms, but they have very different strengths. Knowing which one is the best option for your workflow, team size, and ecosystem can save you time and money in the long run and can prevent unnecessary frustration. The main difference between GitHub and GitLab is that GitHub relies on […]
The Mobile Banking App Development Process: To Create Your Own in 2026
With almost 77% of consumers managing their accounts through an app, banking is becoming increasingly digital. If you are in fintech, having a good understanding of the mobile banking app development process is essential to understand how you can go about your own software development, the potential costs and timelines, and any potential risks or […]
Web3, Blockchain Adoption, and DeFi: A CTO’s Guide to the Future of Fintech
Web3, blockchain, and decentralized finance (DeFi) are playing a major role in fintech innovation. These solutions are changing traditional financial services forever, with the global value of blockchain solutions reaching as much as $306 billion by the end of the year. The shift to these technologies has been happening for a long time, and as […]
Payment Gateway Integration: A Complete Guide for 2026
Payment gateway integration is critical to get your payment processor to work correctly with the rest of your web and mobile apps. It is an essential feature or even the most basic MVP, and allows companies to monetize their products securely, even in later stages of their development lifecycle. According to Juniper Research, digital wallet […]
Modernizing Legacy Systems in Fintech: Reducing Technical Debt in 2026
When it comes to fintech, legacy modernization presents a significant challenge. The industry is constantly evolving, and working with outdated systems can significantly hinder your progress, causing you to fall behind your competitors and accumulate even more technical debt. Additionally, outdated systems are often vulnerable to security breaches. Since you’re likely dealing with sensitive financial […]
Cybersecurity & Fraud Prevention in the Age of AI and Real-Time Payments
Cybersecurity and fraud detection are being turned upside down since the use of AI has become normalized, particularly when it comes to financial institutions that don’t have the luxury of making mistakes or falling behind. AI-powered fraud detection fintech firms are popping up all over, taking advantage of real-time capabilities to use AI for fraud […]
Fintech App Development in 2026 | Step-by-Step Guide
FinTech app development in 2026 involves navigating technology, security, and user experience. The barrier to entry is high, especially if you have never worked in the financial technology sector before. However, fintech app development can be incredibly profitable. The industry is expected to grow to $882.8 billion by 2030, providing incredible opportunities to anyone able […]
Overcoming Fintech App Development Challenges in 2026
Developing fintech apps can be difficult, especially for tech startups and emerging innovators. You not only encounter the challenges associated with traditional app development, but also additional challenges associated with fintech app development specifically. You will likely find that you need rapid, scalable solutions that can handle the demands of a growing user base while […]
Regulatory Compliance for Digital Banks in 2026
Digital banks are incredibly popular. Roughly 80% of millennials prefer to bank digitally. This has meant that global regulations have had to shift to accommodate both online banking and traditional banking, and financial institutions have had to adapt in order to ensure compliance. If you are in the fintech sector, providing banking services online, you […]